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UK FIRE Calculator

Calculate, plan, and visualise your FIRE retirement age, as a British Citizen

...enter your financial numbers anonymously, view your FIRE analytics for full transparency!

My Scenario Details
Name
Description

My "About Me" Details
Years Old
£
Years Old
Years

My Monthly Income
Main Gross Income
£
Additional Gross Income
£
£
£

My Passive Income (Buy to Lets)
£
£
£
£

My Outstanding Tax
£

My Monthly Expenses
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£
£

My Debt
£
£
£
£
£
£

My Savings
Saving's Account
£
£
Lifetime ISA (LISA)
Cash ISA
£
£

My Emergency Funds
£

My Premium Bonds

My Investments
Stocks & Shares ISA
£
£
General Investment Account (GIA)
£
£

My Cryptocurrencies
Bitcoin
BTC
£
Ethereum
ETH
£

My Precious Metals
Gold
£
Silver
£

My Pensions
Workplace Pension
£
£
Years Old
State Pension
Years Old
SIPP Pension
£
£
Years Old
£

My Accommodation
Your Mortgage
£
£
£
Your Property
£
£

Your FIRE Analytics Results

Download Spreadsheet
My FIRE Statistics

"FIRE" Retirement in

0 Years

Rule of 25

£0.00

4% Rule

£0.00
My FIRE Timeline
My FIRE Visual Overview
My Expenses
Monthly Expenses
Annual Expenses
My Passive Income (Buy to Lets)
My Pensions/Investments/Savings
My Mortgage Balance
My FIRE Annual Data
Show/Hide Table Columns
My FIRE Circumstances

I am a year old British Citizen.

I plan to "FIRE Retire" in years, at age , with a desired annual income of £ when retired.

My current Rule of 25 is £, whilst the 4% Rule is £.

I currently earn £ gross per-annum in the % income tax bracket, and expect an annual payrise of %.

Regarding passive income via Buy to Let properties, I currently earn £ gross per month.

My total annual expenses are £.

In terms of debt, I have a total of £ outstanding debt, which I am paying off % per annum.

Regarding my savings, I have £ in my savings account, of which I contribute £ additionally per month, earning % per annum, and I expect to drawdown % annually when retired.

My cash ISA has a current value of £, and I contribute £ per month to it, earning % per annum, and I expect to drawdown % annually when retired.

I contribute £ to my LISA each year.

When it comes to emergency funds, I have £ that is easily accessible, and I increase this savings pot by % per annum.

I have a total of £ in premium bonds.

My stocks and shares ISA has a current value of £, and I contribute £ to it annually, with an estimated interest rate of %, of which I expect to drawdown % per annum when retired.

My general investment account (GIA) has a current value of £, and I contribute £ to it annually, with an estimated interest rate of %, of which I expect to drawdown % per annum when retired.

When it comes to cryptocurrency, I have BTC, which is currently worth £, and ETH, which is currently worth £.

In terms of precious metals, I have £ in Gold and £ in Silver.

I have a workplace pension with a current value of £, of which I contribute £ to monthly, with an annual contribution match from my employer of % and an estimated annual interest rate of %. This pension can be accessed at age .

I have a SIPP pension with a current value of £, of which I contribute £ to monthly, with an annual contribution match from my employer of % and an estimated annual interest rate of %. This pension can be accessed at age .

Regarding state pension, I currently have years of qualifiying National Insurance contributions, and expect to access this pension at age .

My accommodation situation is such that I own a property of £ value, including £ equity in the property. I have a mortgage type of with a repayment type of and an interest rate of %. The outstanding mortgage balance is £, and I make monthly repayments of £, with the remaining mortgage length of time being years.